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  #526  
Old 07-05-2015, 07:24 PM
BMW69 BMW69 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
Bros,
Don't know if you feel it. I am beginning to feel like I am not even in the middle class in our country any more. Wife and me working. We earn average incomes. Combined >$10k a month. But young kids in school. Expenses super high.

My car is 9 years old. Went looking for cars and even a small korean car cost >$100k. Want to get a bigger flat because kids are growing. But prices are ridiculously high. Last time can afford to eat chilli crab once in a while. Now crab is $65 a kilo. Cannot afford to eat anymore. Durian price also gone crazy. If eat out, little bit here and there also cost $50-$100. The $50 bills in my wallet use very fast....maciam flow out like water.

Getting old. Tired of this impossible rat race. You feeling the pinch too?
Quote:
Originally Posted by BMW69 View Post
Anyway, this is a pretty good read for anyone who wants to know which percentile they fall into by household income and such. There's even a section which shows how median household income per capita has changed over the past decade.

As for MoJoe, having a household income of $10+k 10 years ago would put you almost in the 90th percentile! Your family would be earning as much as or more than 88.3% of Singaporeans. That is categorised as high income if we continue to categorise income levels by quartile. However, in 2014, a family income of $10+k would only put you near the 70th percentile (68.1%). Does this explain why you feel that you are getting less for your money nowadays?

You should ask yourself why your wages have stagnated over time and think about what you can do to be back near the 90th percentile (earning $17500 to $19999 a month). I also think that you might be slightly disadvantaged because of your current family situation (low income per capita due to your parents living with you). While I applaud that you're doing your part as a filial son and taking care of your parents, you have to understand that it does put you in a slightly different position compared to other Singaporeans who don't have to contribute so much to their parents.
You were not middle class in the past. Now you are. Singapore has moved on. Have you?
  #527  
Old 07-05-2015, 07:38 PM
Alice11 Alice11 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
Tech stuff
Hi,
I got zapped with -7 points in the Zap Free discussion zone. I notice new posts can still be zapped. Is there a bug anywhere? Can refund me my points?
Quote:
Originally Posted by Jiaolang View Post
You gotta be kidding me -.-. Maybe better to screenshot the zap?
Quote:
Originally Posted by Big Sexy View Post
i tested and it is working fine.
if this is your way of trying to get free points then u are really a scum.
...............
  #528  
Old 07-05-2015, 07:43 PM
iSnowDog69 iSnowDog69 is offline
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Re: Middle class Singaporean no more.....Sigh

very soon will be in lower class group
  #529  
Old 07-05-2015, 09:49 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by Jiaolang View Post
Settled oredy
Ya. That was interesting. Got bug. LoL
  #530  
Old 07-05-2015, 10:05 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by Edisonchan View Post
I have lots of respect for the old g, always quarreled with my father when talking about his ways of handling the country although I have to said old g is a petty & cruel man......

But look at how sg has been manage NOW...... we are like employees slaving for them to pay for their world highest salaries not to mention their whole CLAN, when most citizens are cutting down or downgrading our lifestyle to cater for the ever-rising living expenses.... My parents had worked their asses off to support the family when they are young, but now when they grow old I cant even give them the quality life that they have deserve as they are unable to work anymore. I believe those that keep bombing TS have parents that got saving, their own house/houses and even cars. Good for your family but there is a lot of families in Sg does not have that and are super worry about future medical bills & household expenditures..... Do you guys know Sg is 1 of the highest power & water bill in the whole planet??

In short..... Something has to be change in the next GE...... If not Singaporean will be further squeeze till DRY...... Ppl will asked "So u sure Sg will be better if they step down??" My answer is "If we dun try we do not know, but we are sure in SHIT HOLE now so there is nothing to lose"
Many good points
  #531  
Old 07-05-2015, 10:06 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by garlic View Post
If you and your wife suddenly get retrenched, how long can your funds tide you over? if > one year, all is good.. if < three months, you are fucked.. It will and can happen, eventually. All working class are replaceable, regardless how good your paper qualifications are.
True. This is the new reality
  #532  
Old 07-05-2015, 10:25 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

leakypipes bro,
Points noted. You are one of the few genuine ones here. As in really married with kids. I have learnt a lot from you (financially) though you are 10 years younger. Thank you.

AAdam,
I hope you are out of debt.

BMW69,
Done arguing with you. Not many are fortunate to have $1.45m at 21 y.o. without having worked 1 day. You write maturely though. Do get a life. Not 2900+ posts in SBF at 21 y.o. When I was your age, I was too busy having fun. Outside.

Anti matter,
Woof woof to you. Haha!

This is already 36 pages long. Summary: a majority (genuine, minus trolls) do find cost of living rising rapidly. This thread should now die naturally. Thanks to all who contributed. Peace.
  #533  
Old 07-05-2015, 10:38 PM
AAdam AAdam is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
leakypipes bro,
Points noted. You are one of the few genuine ones here. As in really married with kids. I have learnt a lot from you (financially) though you are 10 years younger. Thank you.

AAdam,
I hope you are out of debt.

BMW69,
Done arguing with you. Not many are fortunate to have $1.45m at 21 y.o. without having worked 1 day. You write maturely though. Do get a life. Not 2900+ posts in SBF at 21 y.o. When I was your age, I was too busy having fun. Outside.

Anti matter,
Woof woof to you. Haha!

This is already 36 pages long. Summary: a majority (genuine, minus trolls) do find cost of living rising rapidly. This thread should now die naturally. Thanks to all who contributed. Peace.
My goodness, how on earth can you deduce or induce that I am in debt??? You are really out of your mind....
  #534  
Old 07-05-2015, 10:52 PM
BMW69 BMW69 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
BMW69,
Done arguing with you. Not many are fortunate to have $1.45m at 21 y.o. without having worked 1 day. You write maturely though. Do get a life. Not 2900+ posts in SBF at 21 y.o. When I was your age, I was too busy having fun. Outside.
I do have a very exciting life outside this forum which is why I'm able to contribute many stories. Thank you very much for assuming that I'm 21. I can't vote yet.

And please don't assume that I haven't worked 1 day in my life. Where did you even infer that from?
  #535  
Old 07-05-2015, 10:52 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by AAdam View Post
My goodness, how on earth can you deduce or induce that I am in debt??? You are really out of your mind....
There. Below.

Quote:
Originally Posted by AAdam View Post
I am in debt.....in shit & shit of debts....

Not those House loan or car loan stuff,

its those on personal OD & to friends...

& I guess it will take me about 1 - 2 years to clear all these financial shit....

hahahah
  #536  
Old 07-05-2015, 10:59 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

There. Below.

Quote:
Originally Posted by BMW69 View Post
Hello. I'm looking for a female companion to go out with and talk to. I'm looking to broaden my social circle here in SBF. If the chemistry is there, perhaps we can move on to sex or something more?

Please don't zap me bros. I am a little scared after reading other posts here. I tried to learn from their mistakes but I know my post isn't perfect. If anyone here has any comments, feel free to tell me and I'll edit my post accordingly.

Male samsters are welcome too but just as friends. I can garuentee our friendship will not involve sex.

A little about myself:
Almost 18, very chatty. Just broke up with my gf of 9 months. Interested in most English comedies. No horror movies for me please I'm 1.69m tall and slim. Quite decent looking and still in school.

If anyone is interested to know me better (which I doubt a little), feel free to pm me or send me an email at [email protected]

Thank you
  #537  
Old 07-05-2015, 11:00 PM
MoJoe313 MoJoe313 is offline
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Re: Middle class Singaporean no more.....Sigh

Have a nice day everyone. Peace, out.
  #538  
Old 07-05-2015, 11:07 PM
BMW69 BMW69 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
There. Below.
Wow. Congratulations on digging out a 3 year old post by me and an even older post by AAdam.

I've moved on, found myself many new girls and am no longer looking for someone to talk to online.

What about you? Have you upgraded yourself, or are you still whining about how expensive things are getting because you've stayed stagnant?
  #539  
Old 07-05-2015, 11:09 PM
AAdam AAdam is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by MoJoe313 View Post
There. Below.
You really have a way to twist and turn a story and taking things out of context. Since when did I mention that I am in debt in this thread?Where is your integrity, dignity and self-worth? Considering you yourself a father, husband and son.
FYI...That post you digged out was posted in 2009. Get a life and grow up and stop being so irresponsible. What a utter shame and disgrace.
  #540  
Old 07-05-2015, 11:12 PM
Alice11 Alice11 is offline
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Re: Middle class Singaporean no more.....Sigh

Quote:
Originally Posted by BMW69 View Post

What about you? Have you upgraded yourself, or are you still whining about how expensive things are getting because you've stayed stagnant?
There. Below. Whining.
Quote:
Originally Posted by MoJoe313 View Post
Ok. Ok. Donch zap me liao! I scared liao. Kena another negative from you. If this goes on I going into moderation soon!

MERCY!
Quote:
Originally Posted by MoJoe313 View Post
Is Matters of the Heart a zap free zone too?
Quote:
Originally Posted by MoJoe313 View Post
95 now! Overshoot. LoL
Quote:
Originally Posted by MoJoe313 View Post
@Big Sexy, can ask you the above? I mean, got people dulan me elsewhere, can go there zap me right?
Peace
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