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#16
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Re: old uncle looking for ladies as fuck buddy
Hi bro long time no see.... not many bro as in good shape and handsome as you la... lol.
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Ctc Number changed. PM for new number. ![]() |
#17
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Re: old uncle looking for ladies as fuck buddy
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Good shape?....i dont think so lah, i just wear tight jeans and suck in my stomach. Handsome? i think you need check your eyesight lol. Warm regards to you |
#18
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Re: old uncle looking for ladies as fuck buddy
Cockhead that zap me, Moron is spelt MORON, not maroon. Maroon is a colour....sigh, eng fail then just put zap can le.
The other cock that wanna buy me "Chinatown fried pig organ congee not bad leh you go try!"... which shop? I know downstairs roadside corner got 1, u free I buy u la... there also a lot of ah soh can beo if its ur cup of tea... lol. No ky, maybe u use the porridge as lube. lololol
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Uplist: Do PM me if I left you out. Thks! |
#19
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Re: old uncle looking for ladies as fuck buddy
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Lol Aw ah Aw 3+6+9 $18 |
#20
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Re: old uncle looking for ladies as fuck buddy
Locally available hard in here unless u have some super unknown power. One of it will be $$$.
U might get better chance with PRC but be careful not to disclose your CPF ![]() Lastly bump for u GD luck
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sent me an angel with a pair of lovely legs in hosiery ![]() |
#21
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Re: old uncle looking for ladies as fuck buddy
Sorry thanks to bro who UPZ u never put name??
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sent me an angel with a pair of lovely legs in hosiery ![]() |
#22
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Re: old uncle looking for ladies as fuck buddy
TS, many Community Centre also got old folks activities. Can go there to try your luck. Maybe u can try wearing maroon shirt for luck!!!
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Uplist: Do PM me if I left you out. Thks! |
#23
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Re: old uncle looking for ladies as fuck buddy
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ROSES ARE RED VIOLETS ARE BLUE LADIES WHO WANNA GET LAID DM ME WILL YOU |
#24
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Re: old uncle looking for ladies as fuck buddy
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Uplist: Do PM me if I left you out. Thks! |
#25
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Re: old uncle looking for ladies as fuck buddy
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You should look for something that can rent for $2500 At $490K loan @Interest rate at 1.85% your mortgage is $2444.17 Then just make sure u upkeep it such that it’s always rentable Few things will happen: 1. Long run prices go up by 3-7% (up 3.1% last qtr) 2. Rentals go up. Hopefully in line with inflation (now at 2.7% according to singstats) 3. In 20yrs time enbloc May happen. If not in ur lifetime perhaps in ur children’s lifetime and wouldn’t it be great to leave them a legacy? Case study: 2007 1br apt in TgPagar transacted $555K 2017 same apt sold $1.025M. Refinanced along the way for $560K. Outstanding loan at completion was $463K. Net proceeds $562K. Or $550K after legal and agent fees.
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Looking for Full service, many good ones to exchange |
#26
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Re: old uncle looking for ladies as fuck buddy
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ROSES ARE RED VIOLETS ARE BLUE LADIES WHO WANNA GET LAID DM ME WILL YOU |
#27
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Re: old uncle looking for ladies as fuck buddy
Just some astonishing things I witnessed recently!
Interesting discovery after some number crunching: 4. If the rental of $2500 is increasing at inflation rate of 2.7%. After 20yrs you would have collected $793,346 in other words you breakeven your cost if u had paid cash 5. After year20 the rents would have increased to $4259. (= 1.027**20 x 2500) Fact: real scenario, the case study above, starting Rent was $2500 (a bit hard to achieve in today’s market) it went up to $4K then back down to $3.5K. Comparable (but worse conditioned) units rent for $2.8-3K now. But with market on the upswing. No telling if rents will surpass $4K again 6. By year20. The mortgage would be fully paid and you would own an asset worth: S$1.264M (at 3%pa inc - around inflation rates) S$1.8M (at 5%pa inc - possibly more if enbloc happens). No doubt the $1.264-1.8M buys u much less than tdy but hey! It’s still a windfall or keep it and live off the passive income of $4259pm) Note - At 2.7% inflation... (1.027**20 = 1.703) Your: $1 kopi will cost $1.70 $2 loaf of bread will cost $3.41 So realistically you are only able to purchase $2500 worth of goods (today’s prices) with the passive rental income (of $4259) or retire w about the purchasing power of $1M (today’s goods) if u choose to sell it then.. & NOT $1.8M and hope to buy a 3bdrm Pte apartment with that money bcos by yr20, the3br appt will cost: 1.03**20 = 1.8x to 10.5**20 = 2.65x of what it costs today! ** Just food for thought... which is why no point I regret not buying that $500K condo 10yrs ago wanting to save more 1st before I take the plunge. Cos instead of needing $100K downpayment. I now need $200K. Chances of the $500K condo now worth $1M is easier make that “gain” then, than to hope that the $700K purchase today will be worth $1.8M in future 20yrs (yeah, with hindsight it’s easy to talk... but I know someone who predicted all these with facts and figures)
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Looking for Full service, many good ones to exchange Last edited by Sorbxe; 01-06-2018 at 10:13 AM. |
#28
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Re: old uncle looking for ladies as fuck buddy
suddenly this thread turning into property market, economy, inflation discussion
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ROSES ARE RED VIOLETS ARE BLUE LADIES WHO WANNA GET LAID DM ME WILL YOU |
#29
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Re: old uncle looking for ladies as fuck buddy
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Food and sex are the same End of the day as long as satisfy U that's good enuff Got pic to show??? ![]() 出来问迟早都一定要还 |
#30
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Re: old uncle looking for ladies as fuck buddy
No wonder the Singapore Government is screwing the asses of the citizens.
You guys make money out of everything and they want a cut. ![]() Pierre.
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Do not zap Johnbass in the Adult Discussions about Sex and Matters of the Heart sub-forums. Watch this space for updates on how you can zap Johnbass. ![]() |
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